Terms of service

1. Terms

This Agreement sets forth the terms and conditions that apply to your access and use of the Apps owned and operated by Mobile Interactive LLC (“Mobile Interactive”) , a California entity, and located at Apple App Store. By accessing and using our websites you agree to be bound by the terms and conditions of this Agreement and Mobile Interactive’s Privacy Policy, as they may be amended in the future.

2. ACCEPTANCE OF TERMS

By accessing and using the information, tools, features and functionality located in Mobile Interactive's apps or their associated email, telephone, and other messaging systems (collectively referred to as the “Service”), you are entering into a binding contract with Mobile Interactive and you agree to be bound by all of the terms and conditions of this Agreement, whether you are a “Visitor” (that is, you have not registered with our apps) or you are a “Registered User” (that is, you have registered your account with our apps). The term “you” or “User” refers to a Visitor or a Registered User. The terms “we”, “us” and “our” refer to Mobile Interactive. If you wish to become a Registered User, or access and make use of the Service, you must read this Agreement carefully in its entirety. By using the Service, you are indicating explicit acceptance of all of its terms.

You may not use the Service and you may not accept this Agreement if you are not of a legal age to form a binding contract with Mobile Interactive. By accepting this agreement, you represent that you have the capacity to be bound by its terms, or, if you are acting on behalf of a company or other entity, that you have the authority to bind such entity, in which case the terms “you” and “User” refer to such company or other entity.

3. DESCRIPTION OF SERVICES

The Service is provided to you solely as a means of helping you view, organize, and analyze investment based financial information. The Service does not provide legal, tax, trading, investment, or other advice, and you are solely responsible for any decisions you make, and the consequences thereof, on the basis of any information provided by the Service. You agree that you are responsible for verifying the accuracy of any information provided by the Service, and that the Service makes no express or implied warranty about the accuracy of the information it provides to you. No offer or solicitation to buy or sell securities, securities derivative or futures products of any kind, or any type of legal, tax, trading, investment advice, recommendation or strategy, is made, given or in any manner endorsed by Mobile Interactive, the Service, or any affiliated third party.

4. YOUR REGISTRATION OBLIGATIONS

You agree and understand that you are responsible for maintaining the confidentiality of your Password, Login ID (Username), mobile number, and other contact information you provide. Your Password, together with your Login ID (Username) allows you to access the Service. That Login ID (Username), password, any mobile number, and other contact information you provide form your “Registration Information.” By providing us with your email address, you agree to receive all notices electronically, to that email address. It is your responsibility to update or change the address, as appropriate.

You are only entitled to access and use our apps for lawful purposes. Accurate records enable us to provide the Service to you. You agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other web sites as requested by the Service and you agree to not misrepresent your identity or your account information. You agree not to use the Service for anyone but yourself. You agree to keep your account information up to date and accurate. If you do not do this, the accuracy and effectiveness of the Service to you will be affected. You agree not to share your password, your Content or personal data residing on the Services, or other security information with others.

5. PROHIBITION ON SHARE, SALE, OR TRANSFER

You agree and understand that you may not reveal, share or otherwise allow others to use your Password, Login ID, or Account except as otherwise expressly authorized by Mobile Interactive. Any use of your Account with your Login ID and/or Password is deemed made by you and you are responsible for it and for the security of your computer system and mobile devices. Mobile Interactive is not responsible for the use of your Password, Login ID, and Account or for all of the communication and activity that results from use of your Login ID, Password, and Account. You may NOT sell or charge others for the right to use your Account, or otherwise transfer your Account; you may NOT share your account with others; you may NOT share any Subscriptions with others; you may NOT sell, charge others for the right to use, or transfer any Subscriptions other than if and as expressly permitted by Mobile Interactive.

6. SUBSCRIPTION FEE

Monthly subscribers to plans in our apps will pay the Monthly subscription fee on a monthly basis. All fees will be paid at the commencement of service. The initial service period of the monthly subscription is one month. The service will auto renew for subsequent one month periods.

Following the initial service period, Mobile Interactive reserves the right to increase the Monthly Service Fee at any time without notice to the Subscriber. Subscriber agrees to pay the Monthly Fee. Subscriber expressly authorizes Mobile Interactive to automatically charge the applicable card, account, or other applicable payment method on a monthly basis during the term of this Agreement. Subscriber agrees that any fee increase made in accordance with this Section may also be charged to the same card, account, or other payment method in the same manner.

7. TERMINATION OF SUBSCRIPTION

The initial term of the Agreement is 1 month for Monthly Subscription. Following the initial term, the Agreement will auto-renew on a monthly basis at the current published subscription rates in force until otherwise terminated. The agreement can be terminated with subscribers following App Store's policy and instructions.

For Monthly Subscribers, auto-renewal will cease when subscribers successfully cancel their subscriptions following App Store's policy and instruction. The Service may be used until the paid through service expiration date is reached. After that point, the Subscriber's account will automatically revert to the Free service plan.

Mobile Interactive reserves the right to immediately suspend performance or terminate this Agreement without notice and without liability in (a) the event that the Subscriber fails to pay any amount due to Mobile Interactive (b) any content necessary for Mobile Interactive perform its obligations become unavailable to Mobile Interactive for any reason and/or (c) in the event of any conduct by Subscriber which Mobile Interactive, in its sole discretion, considers to be unacceptable, or in the event of any breach by Subscriber of this Agreement. Mobile Interactive may discontinue any of our subscription products at any time.

8. REFUND POLICY

Subscription in our apps is a pay-as-you-go service. Consequently, we do NOT issue refunds, regardless of the reason for cancellation. A refund will not be issued even if you cancel immediately after you are charged for the new billing period. No subsequent charges are applied to you, but the amounts already charged are not refunded. We treat all customers equally, and therefore do not make exceptions to this policy.

9. PRIVACY POLICY

Please read Mobile Interactive’s Privacy Policy, which is hereby incorporated into this Agreement. The Privacy Policy may be updated in the future at our discretion. Changes will be effective upon posting to the site.

10. YOUR ACCOUNT MAINTAINED BY THIRD PARTY

With the Service, you may direct us to retrieve your own information maintained online by third party financial institutions with which you have customer relationships, maintain accounts or engage in financial transactions (“Account Information”). Mobile Interactive may work with online financial service providers to access this Account Information. We make no effort to review the Account Information for any purpose, including but not limited to accuracy, legality or non-infringement. Mobile Interactive is not responsible for the products and services offered by or on third-party sites. 

11. NO IMPLIED WAIVER

You agree that if Mobile Interactive does not exercise or enforce any legal right or remedy which is contained in the Agreement (or which Mobile Interactive has the benefit of under any applicable law), this will not be taken to be a formal waiver of Mobile Interactive’s rights and that those rights or remedies will still be available to Mobile Interactive. Waiver shall be effective against Mobile Interactive unless made in writing, and no such waiver shall be construed as a waiver in any other or subsequent instance.

12. ENTIRE AGREEMENT

This Agreement constitutes the entire Agreement between you and Mobile Interactive with respect to the subject matter, and supersedes all other previous or contemporaneous agreements, whether written or oral, between the parties with respect to the subject matter described in this Agreement. The section headings are provided merely for convenience and shall not be given any legal import. This Agreement is personal and you may not assign or transfer this Agreement any of your rights or obligations under this Agreement. This Agreement will inure to the benefit of Mobile Interactive’s successors, assigns, licensees, and sublicensees. If we make changes to our terms and conditions, we will post those changes on this page.

13. HEADINGS

Headings used in this Agreement are provided for convenience only and shall not be used to construe meaning or intent.

Last updated on January 12, 2017